A Home Equity Line of Credit has great benefits





1st 9 months

Loans from $35,001+

Loans from $25,001- $35,000

Loans from $10,000 - $25,000

*After nine months Annual Percentage Rate may vary

Get the money you need to do the things you want!

  • Access money when you need it
  • Make payments on only the funds you use
  • Local decision making, processing and servicing of your loan
  • No Annual Fees

*Subject to credit approval. Limited time offer available to qualified borrowers on owner occupied single family residences located in WI and MN. Rates shown are for up to 80% Loan to Value (LTV); after promotional rate period, rate adjusts monthly to a variable rate tied to Prime Rate as published in the Wall Street Journal. After promotional period, loans $10,000 - $25,000 are priced at Prime + 1%, $25,001 - $35,000 are priced at Prime + .50%, and loans $35,001 + are priced at Prime. Maximum Annual Percentage Rate is 18%. Available on new HELOCs only. Proof of homeowner’s insurance is required. Consult tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $314.70 to $1838.65. You may receive, upon request, a good faith estimate of such fees. Closing cost vary. In addition MN residents are subject to mortgage registration tax of $2.30 per $1000 borrowed. Requires State Bank Financial checking account and e-statements.

Have Questions?