Compare Our Accounts

E-Checking

Open in Minutes

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Fees

FREE

Best For

Earning Interest

Features

Competitive interest on entire balance
No monthly maintenance charge
No minimum balance requirements
Non State Bank ATM fees charged by ATM owner refunded up to $20 with 15 debit transactions in monthly statement cycle & direct deposit

Monthly Service Fee

$0

Free ATMs?

Nationwide surcharge-free ATMs available*

Free online banking with bill pay?

Yes

Free debit card?

Yes

Minimum Opening Deposit

$100

Basic Checking

Open in Minutes

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Fees

FREE

Best For

Straightforward Checking

Features

No monthly maintenance charge
No minimum balance requirements
Unlimited check writing

Monthly Service Fee

$0

Free ATMs?

Nationwide surcharge-free ATMs available*

Free online banking with bill pay?

Yes

Free debit card?

Yes

Minimum Opening Deposit

$100

Independence Checking

Open in Minutes

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Fees

FREE

Best For

Student Checking

Features

Ideal for students between the ages of 18-23
Competitive interest on balances of $1,000 or more
Available to minors with a parent or legal guardian jointly on the account
No monthly maintenance charge
Unlimited check writing

Monthly Service Fee

$0

Free ATMs?

Nationwide surcharge-free ATMs available*

Free online banking with bill pay?

Yes

Free debit card?

Yes

Minimum Opening Deposit

$100

Online Banking

E-Checking

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

Basic Checking

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

Independence Checking

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

*A usage fee may be charged by ATM owner.

Helpful Tools:

Mobile App Download

Online Banking

Compare Our Accounts

E-Checking

Do you currently have an account with State Bank Financial?

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

Basic Checking

Do you currently have an account with State Bank Financial?

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

Independence Checking

Do you currently have an account with State Bank Financial?

Fees

Best For

Features

Monthly Service Fee

Free ATMs?

Free online banking with bill pay?

Free debit card?

Minimum Opening Deposit

*A usage fee may be charged by ATM owner.

Helpful Tools:

Mobile App Download