At State Bank Financial, we offer mortgage loans with the personal touch only a community bank can provide. Whether you’re exploring your options or ready to take the next step, we’re here to help.
Why Choose Us for Your Home Financing?
- Local Expertise: We know the neighborhoods and market trends because we live here too.
- Personalized Service: You’re not just a number. Our experienced loan officers work with you one-on-one.
- Quick Decisions: No long waits—our decisions are fast and made locally.
- Competitive Rates: Enjoy great rates and flexible terms designed to fit your needs.
Let’s make your homeownership journey easy and stress-free— with the people you know and trust.
Meet Our Mortgage Team
Why Get Your Mortgage Local?
At State Bank Financial, we believe that buying a home is more than a transaction—it’s a milestone. And when you choose to mortgage local, you’re not just securing a loan. You’re choosing speed, service, and a relationship that knows your name.
Everything Under One Roof
We keep the entire mortgage process right here—under one roof. That means faster decisions, fewer surprises, and a team that understands your market because we live here too. We’re not just your lenders—we’re your neighbors.
Local Underwriting, Local Insight
When your loan is underwritten locally, it’s not being evaluated by someone in a distant office who’s never set foot in your neighborhood. It’s reviewed by professionals who understand the nuances of your community. We know that not every home fits neatly into a checkbox, and we’re empowered to be flexible when it matters most.
Real People, Real Conversations
Have a question? Need an update? Skip the automated menus—when you call your mortgage lender directly, you’ll reach a real person who’s ready to help. No phone trees, no runaround—just personal service from someone who knows your loan and your goals. That’s the kind of connection you can count on at State Bank Financial.
Choose a Mortgage That Feels Like Home
If you’re looking for a mortgage process that’s personal, fast, and rooted in the community, mortgage local with local underwriting. Because your home deserves more than just a loan—it deserves hometown service.
*Mortgages are subject to credit approval.