Compare Our Accounts
Basic Checking
Learn MoreBest For
Straightforward Checking
Features
- No Minimum Balance, No Monthly Fees
 - Free Online Banking available**
 - Free Mobile Banking App available with Mobile Deposit
 - Free Debit Card
 - Free Debit Card Controls – a feature that adds extra security controls for your debit card. (located in the SBF mobile app)
 - Free eStatements available or choose paper statement for monthly fee.
 - Fast and Easy way to transfer money with Zelle®
 
Monthly Service Fee
$0
Free ATMs?
Charges will apply when using a non-State Bank Financial ATM.*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
CashBack Checking
Learn MoreBest For
Earn 3% cash back on everyday debit card purchases, up to $20 each month, with no monthly fees
Features
- No monthly maintenance fees
 - No minimum balances to earn your rewards
 - Free Online Banking available**
 - Free Mobile Banking App available with Mobile Deposit
 - Free Debit Card
 - Free Debit Card Controls – a feature that adds extra security controls for your debit card. (located in the SBF mobile app)
 - Free eStatements
 - Fast and Easy way to transfer money with Zelle®
 
Monthly Service Fee
$0
Free ATMs?
Nationwide surcharge-free ATMs available*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
Fifty Checking
Learn MoreBest For
50 plus years of age
Features
- Earn interest on entire balance
 - Two free boxes of single checks annually
 - Free cashier’s checks and money orders
 - Free safe deposit box rental for one year following account opening
 - Free eStatements or paper statements
 - Free Online Banking available*
 - Free Mobile Banking App available with Mobile Deposit
 - Free Debit Card
 - Free Debit Card Controls – a feature that adds extra security controls for your debit card. (located in the SBF mobile app)
 
Monthly Service Fee
$7 monthly maintenance fee applies, but it will be waived if your daily balance is greater than $100.
Free ATMs?
Nationwide surcharge-free ATMs available*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
*A usage fee may be charged by ATM owner.
**Free online banking includes bill pay, mobile deposit, external and internal funds transfer, debit card controls, eStatements and Zelle®
