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Enjoy a unique advantage as we refund up to $20 in domestic ATM fees when you have direct deposit, eStatements, and 15 point of sale transactions per statement cycle—saving you money while ensuring convenience. Additionally, you earn interest on the entire balance. Beyond these savings, this account offers many other tools to help you easily and securely manage your daily checking account activities.

Do you currently have an account with State Bank Financial?

  • Up to $20 in domestic ATM fees refunded**
  • Earn interest on entire balance
  • No Minimum Balance, No Monthly Fees
  • Free Online Banking available*
  • Free Mobile Banking App available with Mobile Deposit
  • Free Debit Card
  • Free Debit Card Controls – a feature that adds extra security controls for your debit card. (located in the SBF mobile App)
  • Free eStatements
  • Fast and Easy way to transfer money with Zelle®

Deposit minimum of $100 to open a checking account, charges may apply when using a non-State Bank Financial ATM. *Free online banking includes bill pay, mobile deposit, external and internal funds transfer, debit card controls, eStatements and Zelle®

**Qualifications for Reward: Use your Debit Card for 15 point of sale transactions, have one direct deposit and receive your monthly statements electronically (eStatments) and then you will be refunded up to $20.00 for domestic ATM fees charged during your monthly statement cycle. To be eligible all point-of-sale transactions and ATM fees must be posted and settled during the statement cycle for that month.

Do you currently have an account with State Bank Financial?