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Spring Into Home Projects

A Home Equity Line of Credit


Get the money you need to do the things you want

Complete your application by June 30, 2022


2.99% Promotional Rate for 1st 6 Months   

*Prime Rate or 4% Floor Rate After 6 Months 

*After the promotional introductory rate of 2.99% for the 1st 6 months, the Annual Percentage Rate will vary based on Prime Rate but will never go lower than the floor rate of 4.00% 

  • Access money when you need it

  • Make payments on only the funds you use

  • Local decision making, processing and servicing of you loan

  • Complete Application by June 30, 2022

Subject to credit approval. Limited time offer available to qualified borrowers for owner-occupied single- family residences located in Wisconsin and Minnesota. Rates shown are for up to 80% Loan to Value; after promotional rate period, the rate will become variable subject to change monthly, based on Prime Rate as published in the Wall Street Journal with a floor rate of 4%. Maximum Annual Percentage Rate is 18.00%.Promotional rate is available on new HELOC’s only of $5,000. or more or on existing lines with an increase of $5,000. or more. Proof of homeowner’s insurance is required. Consult tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $323.70-$1,865.65. Closing costs vary. In addition, MN residents are subject to mortgage registration tax of $2.30 per $1,000. borrowed. You may receive upon request a good faith estimate of such fees. Requires State Bank Financial checking account and auto -pay.