Subject to credit approval. Limited time offer available to qualified borrowers for owner-occupied single-family residences located in Wisconsin and Minnesota. Rates shown are for up to 80% Loan to Value; after promotional rate period, the rate will become variable subject to change monthly, based on Prime Rate published in the Wall Street Journal with a floor rate at 4%. As of March 28, 2023, the Wall Street Journal Prime Rate was 8.00%.Maximum Annual Percentage Rate is 18.00%. Promotional rate is available on new HELOC’s only of $5,000 or more or on existing lines with an increase of $10,000 or more. Proof of homeowner's insurance is required. Consult tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $312.95-$1,823.90. Closing costs vary. In addition, MN residents are subject to mortgage registration tax of $2.30 per $1,000 borrowed. You may receive upon request a good faith estimate of such fees.