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Earn 3% Cash Back on debit card purchases, up to $20 Cash Back each month*

Experience the convenience and rewards of our CashBack Checking account. Earn 3% cash back on everyday purchases, up to $20 each month, with no monthly fees. Enjoy 24/7 access to your accounts and smart tools that make managing your money simple and secure. At State Bank Financial, we take the time to work with you, understand your goals, and provide solutions that fit your life. As a true community bank, we’re proud to make decisions locally and build relationships that last.

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  • Free Online Banking available**
  • Free Debit Card
  • Free Debit Card Controls – a feature that adds extra security controls for your debit card. (located in the SBF Mobile App)
  • Free eStatements
  • Fast and easy way to transfer money with Zelle®
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  • No monthly maintenance fees
  • No minimum balances to earn your rewards

Do you currently have an account with State Bank Financial?

*Qualifications for Rewards: Use your Visa Debit Card for 12 or more point of sale transactions, have at least one direct deposit of $200.00 or more during the month from your payroll, pension, or government benefit, sign into your online or mobile banking monthly and receive your statements electronically (eStatements). When CashBack Checking qualifications are met during a monthly statement cycle, you will receive 3.00% cash back on up to a total of $666.67 debit card purchases that post and settle to the account during that statement cycle period. A maximum of $20.00 cash back payments may be earned per monthly statement cycle. When your CashBack Checking account qualifications are not met, no cash back payments are made. The cash back earned in your CashBack Checking account will be credited to your checking account on the last day of the current statement cycle. State Bank Financial reserves the right to move you to Basic Checking if you do not qualify for 6 consecutive months.