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You've been trapped at home.

You know the projects.

Now is the time!

Spring into Home Projects with a low introductory rate on a Home Equity Line of Credit.

Get the money you need to do the things you want with this incredible introductory rate.  You can take advantage of a great Home Equity Line of Credit right now.  This is a limited time offer to help you tackle those projects you have been staring at. You're home now so why not get things done. 

2.90% *Prime Rate or 4% Floor Rate
Intro rate for 1st 9 Months    After 9 Months 

*After the promotional introductory rate of 2.90% for the 1st 9 months, the Annual Percentage Rate will vary based on Prime Rate but will never go lower than the floor rate of 4.00%

This Spring get the money you need to do the things you want!

Local Decision Making and Servicing. 

Make payments only on the funds you use. 



  • Access money when you need it
  • Make payments on only the funds you use
  • Local decision making, processing and servicing of you loan
  • No Annual Fees

Disclaimer:  Subject to credit approval. Limited time offer available to qualified borrowers for owner-occupied single- family residences located in Wisconsin and Minnesota.  Rates shown are for up to 80% Loan to Value; after promotional rate period, the rate will become variable subject to change monthly, based on Prime Rate as published in the Wall Street Journal with a floor of 4%.  Maximum Annual Percentage Rate is 18.00%.  Promotional rate is available on new HELOC’s only of $5,000 or more or on existing lines with an increase of $5,000 or more.  Proof of homeowner’s insurance is required.  Consult a tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $323.70-$1,865.65.  Closing costs vary.  In addition, MN residents are subject to mortgage registration tax of $2.30 per $1,000 borrowed. You may receive upon request a good faith estimate of such fees. Requires State Bank Financial checking account, auto -pay and e-statements.

Equal Housing Lender. Member FDIC.